Universal life policies offer policy owners the flexibility to choose both the amount of insurance and the premium to be paid with a range of potential premiums.
- As needs change, the amount of coverage and premium paid may be adjusted, subject to certain limitations.
- Premium payments are credited to a cash value account where the policy earns tax-deferred interest at a rate set by the company, which may be higher than the minimum rate guaranteed in the policy.
- The policy expenses and cost of insurance charges are deducted monthly from this cash value account. Generally, cash values can be accessed by the policy owner through policy loans and withdrawals (charges may apply).
AIG Inheritance Life
ContinUL Extend
Elite Index UL
Elite UL
Elite Value Index UL
Elite Survivor
Elite Survivor G
Platinum Protector Survivor G
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Policies issued by:
American General Life Insurance Company
A subsidiary company of American International Group, Inc. (AIG)
2727-A Allen Parkway, Houston, TX 77019
The underwriting risks, financial obligations and support functions associated with the products issued by American General Life Insurance Company (American General Life) are its responsibility. AIG does not underwrite any insurance policies referenced herein. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders not available in all states.
