Maria, 33, graphic designer
Leaving the corporate world to start her own graphic design business was a big step for Maria. One of her biggest concerns was medical insurance—could she find affordable coverage?
Maria purchased a major medical plan with a low premium—but a $5,000 deductible. To help cover her high deductible and coinsurance costs, she supplemented the policy with an AIG Accident Expense PlusSM plan. With a $250 deductible and a $15,000 Critical Illness Rider, her monthly premium was only about $30 per month 1, and her policy provided $7,000 of accident reimbursement benefits each year.
Three months later, Maria fell, breaking her leg in two places. Her injury required an emergency room visit, surgery to reset the bone, three months in a cast and six weeks of physical therapy. The medical bills could have derailed her business plans, but because Maria had an AIG Accident Expense Plus policy, her only expense was the $250 deductible. Broken leg or not, Maria kept marching steadily toward her goals.
Contact Pacific Benefits Group to get more information and a quote regarding accident and health insurance products.
Not an actual case; presented for illustrative purposes only.
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