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Annuity Products

Contact the Annuity Service Center
at 800/242-4079

No Longer Sold:
Deferred Variable Annuity Performance

A vital part of your retirement plan

In today’s financial market, a retirement strategy wouldn’t be complete unless part of it provided for growth while making sure that the underlying assets are not subject to market risk. What’s more, with employer pensions becoming rare, you need a way to have guaranteed income throughout your retirement.

Whether you’re planning for, nearing or already in retirement, we have fixed annuity products that can help you achieve financial security and accomplish your financial goals. Few other financial products offer a guaranteed return. And no other products available in the marketplace can assume the entire risk of providing income to you for your lifetime. Only annuities offered by insurance companies can make this unique guarantee.

Generally speaking, American General Life offers two types of annuity products:

  • Deferred Annuities: used to accumulate assets while deferring taxes; can later be used to create guaranteed income.
  • Immediate Income Annuities: immediately provide guaranteed income; essentially, an income annuity lets you instantly create your own pension.

Which annuity is right for you?
                      IF YOU                        Deferred Annuity                    

                Traditional               Index                   Income                   Fixed Annuity           Annuity                                                                                                                 Annuity
Are currently saving in CDs, Money Markets, EE Series Bonds or Traditional Fixed Annuities
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Want to avoid taxes on interest growth in the near term.
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Are concerned about market risk
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Want protection of your principal
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Want to know exactly how your money will grow and how much you can withdraw
Want opportunity for a higher interest rate than what’s earned with traditional fixed rates
Are willing to trade some guarantees for higher growth opportunity
Are currently creating your own income stream by withdrawing from various accounts
Need more income than what you get from systematic withdrawals
Are retiring and have IRA, Roth IRA, 401(k), 403(b), or 457 account(s)
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Have no employer pension
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