Variable Universal Life Insurance (VUL) is a unique financial vehicle that provides the security of a death benefit and access to professionally managed investment options.
- You choose the amount of life insurance you need.
Change your death benefit amount as your needs change. (Increasing your coverage may require updated health information. Decreasing your coverage could have adverse tax consequences.)
- Select a premium amount that works for you.
Choose a lower premium, stop premium payments (provided that you
maintain sufficient value in your policy to keep it from lapsing), or pay higher premiums to potentially maximize cash value accumulations.1
- Pick the investment options that match your financial strategy.
Work with your registered representative to determine your risk tolerance and select the appropriate investment options that provide you with return potential while matching your risk profile.
(We remind you, variable universal life products are subject to insurance-related costs in addition to the expenses associated with the underlying investment options. Please see prospectus for details.)
1 Under current federal income tax law, there are restrictions as to the amount of premium you can pay and still maintain the favorable tax status afforded to life insurance policies.
Policies are distributed by American General Equity Services Corporation, member Financial Industry Regulatory Authority (FINRA), www.finra.org.
Policies issued by:
2727-A Allen Parkway, Houston, TX 77019
70 Pine Street, New York, New York 10270
One Alico Plaza, 600 King Street, Wilmington, DE 19801
The underwriting risks, financial obligations and support functions associated with the policies issued by American General Life Insurance Company (AGL), The United States Life Insurance Company in the City of New York (USL) and AIG Life Insurance Company (AIG Life) are their responsibility. AGL and AIG Life do not solicit business in the state of New York.
American General Life Companies, www.americangeneral.com, is the marketing name for the insurance companies and affiliates comprising the domestic life operations of American International Group, Inc., including AGL, USL and AIG Life.
