Financial Planning for Life Events First Job Starting your first job can be both an exciting and challenging time. First, it's rewarding to finally be earning your own way in the world after years of schooling and careful preparation. It's also challenging because you want to make sure you get the maximum return for your hard-earned money. .................................................................................................................................. Marriage Marriage is one of the major milestones in a person's life. In addition to all the lifestyle changes, marriage also brings a host of changes to both you and your new spouse's financial situation as well. .................................................................................................................................. New Job Congratulations! You're moving up in the world with a challenging new job. While you're busy updating your business cards to reflect your new position and title, don't forget to update your retirement plan as well. .................................................................................................................................. New Child Bringing home a new baby is one of life's most exciting events. Not only does it usher in a whirlwind of personal and lifestyle changes around the family homestead, it also means a number of important changes to your financial house as well. .................................................................................................................................. Empty Nest Whew! All the children have finally moved out of the house. At last, you and your spouse have the home all to yourselves. You no longer have to devote time, space and resources to raising the family. Ideally, your income will be at the highest level of your career. .................................................................................................................................. Pre-Retirement You've worked hard all your life, now the end reward --- retirement -- is nearly in sight. Just because the end is in sight, this is not ime to stop planning or saving for the future. .................................................................................................................................. Retirement You made it! Now you can begin to enjoy the fruits of yoru labors, be that traveling, volunteering or just enjoying activities you love. #40131