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Home Insurance Q&A Quick Test Question #1: What type of coverage in your homeowners policy will protect your jewelry from peril? A. Replacement Coverage B. Property Damage C. Personal Property Coverage D. Loss of Use Coverage Question #2: What type of coverage covers a detached garage? A. In your normal dwelling coverage. B. You must add an amendment that specifically will cover the detached garage. C. Your Contents Coverage D. You would note the detached garage in your Personal Property Rider. Question #3: True or False. By definition, the replacement coverage in your policy will rebuild your home, if for example it burns down, no matter what the cost. A. True B. False Question #4: True or False. The best way to insure that you will be able to fully replace a stolen item from your home is to pay for the replacement cost coverage of your contents coverage instead of the actual cash value. A. True B. False < PREVIOUS NEXT> #38599