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Disability Insurance Introduction What would happen if you couldn't get up and go to work tomorrow? Or you couldn't work for months due to an auto accident or illness? Would you still be able to pay your mortgage? Your ability to earn an income is crucial to every aspect of your financial picture. Take your income today and multiply that by all the years you will be working and earning an income. That is a very valuable asset! Now take it away. What happens if you can't earn an income? If you become disabled and can't work for a period of time, would you still be able to pay the monthly bills? Save for your retirement? Even a short-term disability can have long-term consequences. Rather than becoming permanently harmed financially, disability insurance benefits can provide you the income to make it through that difficult time period and hold you over, financially, until you can return to work. A long-term disability can be financially devastating. Understanding how a disability policy works it the key to protecting you and your family during a lengthy disability. How much ongoing income would your family need if you were not able to work for a period of time? See the Insurance Planning Quick Report. < PREVIOUS NEXT> #38599