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Risk Management Insurance is a necessary component of our financial plan. It is something that we purchase, hoping we'll never need to rely on it. What you don't know about insurance can hurt you in two ways: You may pay too much for a policy if you don't understand how to compare insurers and policies. The coverage you purchase may be too much or too little for your needs, or it may duplicate existing coverage in some areas and leave you unprotected in others. If you have a large claim that is not covered, you could be ruined financially. When you have completed this course you will understand the various aspects of risk management including how to: Identify and manage risk Define the important terms in insurance policies Make sure that you are properly protected Determine ways to save money in insurance policies This course will take you about an hour to complete. However, you will have opportunities to obtain detailed information, which could extend that time to about three hours. Upon completion, you will be ready for the other financial planning courses. NEXT> #38599