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Overview: Cash Management Introduction to Cash Management Video Tips on spending, saving, goal-setting and budgeting. LAUNCH VIDEO [2 MB] >> Develop a Budget The first -- and one of the most important -- steps on your road to financial independence begins in the cash management area. Whether you are just out of college or only a few years from retirement, it’s critical to take the time to assess your current situation and create a budget. Though it may seem like a tedious process, creating a budget will help you determine how much money you have coming in and where it's going. Use the Budget Worksheet to start the process. If you already have a budget in place, it is always a good idea to periodically review your income and expenses. You may discover areas where you can reduce expenses and put more of your money to work for you! < BACK NEXT > #40131