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Set Goals & Budget Set Goals Now that you know where you stand financially, where do you want to go? Set short-term and long-term goals Make goals specific Put goals in writing Cash Management Goals Start/increase contributions to tax-qualified or tax-deferred plan Reduce discretionary spending for entertainment by $125 per month Refinance home mortgage to get lower interest rate Restructure debt to eliminate $800 a year in finance charges Contribute $150 monthly to children's education fund with automatic bank draft See the Education Quick Report to see what strategies are available to help fund your education goals and how much you need to save. Eliminate bank service charges Eliminate installment debt Reduce income taxes < PREVIOUS NEXT > #38599