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This Web page is designed to provide product information for life insurance agents. If you are not a life insurance agent, please visit AIG American General’s consumer and policy owner Web site at www.aigag.com.
If you are an agent already contracted with AIG Life Brokerage or the Independent Agency Group, please login or register to access the secured portion of our Web site to obtain complete product and business submission information.
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Run the Rapid Rater to quickly determine the premium for your client | |
From the drop-down menus in the left-hand criteria box:
- Select a state
- Select a gender
- Enter the proposed insured’s age (nearest birthday)
- Enter a face amount
- Select a premium mode
- Locate the term period desired in the left column of the chart
- Locate the appropriate premium class across the row
The premiums in the chart automatically update as you change any of the fields and move to the next field.
A complete selection of marketing materials can be found on the secured portion of our producer Web sites. Be sure to view our product Brainsharks and listen to our podcast, too.
AIG ROP Select-a-Term premium rates current as of May 16, 2008. AIG Select-a-Term premium rates current as of January 8, 2008. Rates and availability may vary by state. Premium charges will depend on each applicant’s evidence of insurability. Premiums increase at the end of the level term period if the policy is renewed. Death benefit remains level and is payable in lump sum, or installments, if so elected. Death benefit remains level and is payable in lump sum, or installments, if so elected. The insurance company may contest the policy for two years from date of policy issue for material misstatements or omissions on the application. Death benefit is payable from any cause, except suicide within first two policy years. In the event of suicide in the first two years, policy is limited to return of premium paid.
Policies issued by:
American General Life Insurance Company
2727-A Allen Parkway, Houston, Texas 77019
AIG ROP Select-a-Term Policy Form Number 06001
AIG Select-a-Term Policy Form Number 07007
Accidental Death Benefit Rider 79002
Terminal Illness Endorsement 91401
Child Rider 79410
Waiver of Premium Rider 79001
Disability Income Rider 06301
The United States Life Insurance Company in the City of New York
New York, New York
AIG ROP Select-a-Term Policy Form Number 08701N
AIG Select-a-Term Policy Form Number 07007N
Accidental Death Benefit Rider ADB79-1E
Child Rider CI79-1E
Waiver of Premium Rider WP79-1E
Subsidiaries of American International Group, Inc. (AIG)
The underwriting risks, financial and contractual obligations, and support functions associated with the products issued by American General Life and United States Life are each insurer’s responsibility. AIG does not underwrite any insurance policy referenced herein. Guarantees are subject to the claims-paying ability of the issuing insurance company. United States Life is authorized to do an insurance business in New York. Policies and riders are not available in all states. Important: Prior to soliciting business, be certain that you are properly licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, contact your AIG American General representative for assistance.
FOR PRODUCER USE ONLY - NOT FOR DISSEMINATION TO THE PUBLIC.
